Wrong turn
Area thefts spike
while state numbers fall
BURTON
THE FLINT JOURNAL
FIRST EDITION
Sunday, July 02, 2006
By Bryn Mickle
bmickle@flintjournal.com • 810.766.6383
BURTON - Marcy Kimball figured no one
would want her car.
A 1984 Pontiac 6000 wasn't exactly near
the top of a thief's most-wanted list, right?
Wrong.
Kimball, 43, learned the hard way last
Halloween that no one is immune from auto theft. A thief punched the
steering column on Kimball's unlocked car and stole it from the parking
lot of a Belsay Road grocery store.
The car was found two days later behind
a Flint Township motel with $400 damage and $600 worth of Christmas
presents missing from the trunk.
"Now, I'm always looking to see if my
car is still there," said Kimball, who is still driving the Pontiac.
Area car thefts are down overall from
1998-2004, but they shot up 15 percent from 2003-04, despite an overall 6
percent decline statewide that year. 2004 is the most recent year for
which figures are available.
That year, 2,677 cars were reported
stolen in the county, according to the Automotive Theft Prevention
Authority.
What's that mean for insurance?
"One year won't impact rates," said
Lori Conarton, spokeswoman for the Lansing-based Insurance Institute of
Michigan.
But don't celebrate yet: A Flint
Journal analysis of state insurance rates shows premiums keep going up
even when car theft numbers drop.
Car theft in Michigan declined 31
percent between 1986 and 2004, while insurance premiums have steadily
risen.
The average statewide comprehensive
premium - the part of a car insurance policy that covers theft and arson -
went up from $105 in 1991 to $176 in 2003, according to the Michigan
Association of Insurance Agents.
Industry experts say numerous factors
are used to determine premiums.
State and local officials are at a loss
to explain why auto theft went up in 2004 while traditional problem areas
like Detroit continued to see a decline in stolen cars.
In Genesee County, Flint has the
biggest problem with stolen cars: More than 1,563 cars were reported
stolen in 2004, 265 more than in the previous year. Still, that's down 23
percent from the 2,020 vehicles stolen in 1998.
Burton had 158 car thefts in 2004, and
the numbers aren't getting any better. There were 157 cars stolen in
Burton last year and already there have been nearly 100 stolen this year.
But acts other than true thefts could
be skewing the numbers.
One investigator blames "crack rides,"
in which owners trade their cars for drugs like crack cocaine, then file a
false police report claiming theft.
"There are a tremendous amount of
those," said Genesee County Sheriff's Lt. Randy Smith, who heads the
Genesee Auto Theft Investigation Network.
Investigators also have noticed a trend
of staging car thefts to get out of auto leases.
Smith said Flint police are now
watching closely for signs of insurance fraud.
Other factors could be an organized
group of thieves that might have targeted Genesee County for a period then
moved on.
The one-year jump in car thefts does
not have the state agency that funds GAIN reaching for the panic button.
"One year is a spike," said Valdis A.
Vitols, executive director of the Automobile Theft Prevention Authority,
who noted that car thefts in Flint had been on a four-year decline until
2004.
A single car thief may steal 50 cars in
a month, or an area could be plagued by a gang of thieves looking for auto
parts to sell, said Vitols.
It doesn't help that car thieves
usually get away with it.
Nationally, only 13 percent of all auto
thefts are cleared with an arrest, said Gary Mitchell, spokesman for the
Michigan Association of Insurance Agents.
"It may not be a violent crime, but
it's an expensive one," said Mitchell.
Still, car theft rates aren't the main
culprit for steep insurance bills.
Accident rates, age of
the driver and how many miles the car
is driven each have a bigger impact than theft rates when it comes to the
size of a premium, experts say.
Genesee County Prosecutor David S.
Leyton would like to see local car theft numbers resume a downward trend.
He said his grandfather's car was stolen once.
"It's a horrible feeling to walk
outside and find your car gone," Leyton said.
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